Listening to logic instead of emotion will tell us to come clean early on in the relationship, especially if you’re seriously considering marriage.
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Listening to logic instead of emotion will tell us to come clean early on in the relationship, especially if you’re seriously considering marriage. One of the easiest ways to do this during the dating or courtship stage is to gift each other with your credit report. In Malaysia this is known as a CTOS report, essentially a financial report card by the Malaysian Credit Reporting Agency (CRA) that indicates what debts or financial problems you have, or whether you are going through bankruptcy. If I could turn back time, I would have done this. How many couples are upfront about this? Sure, it can be awkward. Ego may prompt your partner to play the victim card or guilt-trip you with statements like ‘Why do you need to know my credit score? Are you all about money?’ But is it not a red flag in itself if they do not want to show you their report? If you end up supporting someone, a…

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